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Advanzia – The Digital Direct Bank on a Growth Path

Our vision is to be a future-oriented bank with a strong focus on customer satisfaction. For Advanzia, this means offering our retail customers and business partners competitive, simple, and transparent products and solutions.

Advanzia Bank S.A. was founded in 2005 in Luxembourg. Since its inception, our company has focused on credit card solutions for private customers, businesses, and financial institutions.

Since our founding, we have grown continuously and are now a leading online credit card provider in Germany. In Luxembourg, Austria, Spain, and Italy, we are steadily increasing our market share and gradually expanding into additional markets across Europe.

Our vision drives us forward

We want to continue along our ambitious growth trajectory by tapping into new markets. At the same time, our goal is to gain recognition in Europe as a digital bank specialising in credit card solutions and consumer finance.

Trust

We rely on a solid legal framework in the renowned banking centre of Luxembourg. Our company is subject to Luxembourg and EU legislation and is monitored by the Commission de Surveillance du Secteur Financier (CSSF).

Flexibility

We want to offer our customers flexible solutions going forward. As for our internal organisation: There are no rigid structures within our company. We work on equal terms with our colleagues and maintain flat hierarchies.​

Diversity

Our company employs more than 200 staff from 27 different countries. Our ongoing exchange and the wide range of different perspectives help us to keep developing and fine-tuning our products.

Excellence

We want to offer our customers straightforward products, bespoke solutions and customer-oriented service both now and in the future. We achieve this by relying on the expertise of our international team.

Transparency

Communication with our customers is clear and simple. We publish our quarterly and annual reports on our website, providing a good insight into the bank’s success.

Simplicity

Our products and solutions should be simple: Goal-oriented for business customers and comprehensible for consumers.

For more information, visit our website at advanzia.com